Thursday, September 25, 2014

Car Kill Switch

Driver nearly crashes when her car suddenly shut down on a busy interstate because auto lender hit remote kill switch when she missed a payment

A Virtual Repo Man
Photo
"I have disabled a car while I was shopping at Walmart," said Lionel M. Vead Jr., the head of collections at First Castle Credit Union in Covington, La., who said that starter interrupt devices and GPS tracking technology had made his job easier.Credit Cheryl Gerber for The New York Times
From his office outside New Orleans, Mr. Vead can monitor the movements of about 880 subprime borrowers on a computerized map that shows the location of their cars with a red marker. Mr. Vead can spot drivers who have fallen behind on their payments and remotely disable their vehicles on his computer or mobile phone.
The devices are reshaping how people like Mr. Vead collect on debts. He can quickly locate the collateral without relying on a repo man to hunt down delinquent borrowers.

·        T. Candice Smith had to have her car pushed out of on-coming traffic
·        Starter Interrupt Devices allow auto lenders to 'shut down borrower's cars at any moment'
·        The devices emit flashing lights, beeping noises and then shuts down the car and prevents it from starting
·        These devices have been installed in more than two million vehicles 


T. Candice Smith, 31, and her friend were driving down a three-lane Las Vegas interstate in 2012 when her steering wheel began to lock up. The car's engine stopped and Smith's friend had to push the car to the side of the highway to avoid being hit.
Smith told the New York Times that the car's shutdown wasn't due to a mechanical failure -- it was her auto lender. 
Smith's story is similar to that of many people who have borrowed from auto lenders that utilize what are called 'Starter Interrupt Devices.'
These devices enable auto lenders to prevent a borrower's car from starting with the push of a button, according to the Times. 
Starter Interrupt Devices: These devices emit flashing lights, beeping noises and then shuts down the car and prevents it from starting
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Starter Interrupt Devices: These devices emit flashing lights, beeping noises and then shuts down the car and prevents it from starting
If a borrower misses an auto payment, lenders may activate a device installed in the car in an attempt to 'remind' the borrower to make the payment.
The device emits flashing lights, loud beeping noises and may even prevent the car from starting.
The Times reports that the devices are being utilized for many borrowers with credit scores 640 or below.
The devices are said to be a way to help repair poor credit and encourage borrowers to consistently make payments on time, according to the Times.


David Sailors, executive vice president of Lender Systems Inc., one company that makes starter interrupt devices, said the devices are a 'tough love approach' to helping borrowers make their payments on time.
'We want to help [borrowers] get on their feet,' Sailors told the Times, 'but sometimes it does require a very consistent reminder and in some cases the disablement of the start of their vehicle if they haven't made their payment on time.'
Borrowers with a credit score at or below 640 are considered 'subprime,' and the Times reports that roughly 25 percent of auto loans made last year were considered subprime. This has since increased.
Starter interrupt only: Many starter interrupt device manufacturers like PassTime and Lender Systems Inc. say the devices do not shut down moving vehicles, but prevent them from starting
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Starter interrupt only: Many starter interrupt device manufacturers like PassTime and Lender Systems Inc. say the devices do not shut down moving vehicles, but prevent them from starting
The Times refers to this as the 'subprime boom' and the devices enable lenders to give auto loans to high-risk borrowers.
So, borrowers can get auto loans a little easier, but not without having one of these devices installed in their vehicles, ultimately giving lenders final control. The Times reports that these devices have been installed in more than two million vehicles.
The Times tells of lender Lionel M. Vead Jr., the head of collections at First Castly Federal Credit Union in Covington, Louisiana, who has once even 'disabled a car while [he] was shopping at Walmart.'
The Times reports that Vead can monitor more than 800 borrowers at a time via a computerized map that uses a red marker to show the borrower's locations. 
Easy loans: Borrowers can get auto loans a little easier, but not without having a starter interrupt device installed in their vehicles, ultimately giving len (stock image)
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Easy loans: Borrowers can get auto loans a little easier, but not without having a starter interrupt device installed in their vehicles, ultimately giving len (stock image)
Vead can spot borrowers on the map who have not made their payments and remotely shut down their vehicles at any time. Vead told the times that using the device 'gets [borrower's] attention.'
Though the device's purpose is to ultimately benefit borrowers, many have reported lenders shutting down their vehicles at inconvenient times.
Many state laws prohibit lenders from seizing cars until the borrowers are in default, which means they have not made a payment in at least 30 days, the Times reports. 
Many starter interrupt device manufacturers like PassTime, which Smith had in her car, and Lender Systems Inc. say the devices do not shut down moving vehicles, but prevent them from starting.
Smith told the Times that her auto lender's (C.A.G. Acceptance) use of the device made her feel helpless.
'I felt like even though I made my payments and was never late under my contract, these people could do whatever they wanted,' Smith said, 'and there was nothing I could do to stop them.'

Tuesday, September 23, 2014

Gardasil Medical Scandal

Gardasil will be the biggest scandal in medical history

Home » Anden oplysning » English articles » Gardasil will be the biggest scandal in medical history
By admin on April 14, 2014. 52 Comments

BernardDalbergueGardasil

Former Merck doctor predicts that Gardasil will be the biggest scandal in medical history.

The former Merck doctor, French Dr. Bernard Dalbergue, was interviewed for the magazine Principe de Santé (Health Principles) in April this year, and in that interview he talks about his experiences in the pharmaceutical industry. After some tough years as a doctor in a hospital, Dr. Bernard Dalbergue quickly became seduced by the convenience of work in the pharmaceutical industry. Less yelling, pain and death. The latest fashion, fancy cars, money and embezzlement became part of his new life instead. Right up until his conscience, after 20 years in the pharmaceutical laboratories, woke him up and he wrote all his experiences in a book.
Le Gardasil sera le plus grand scandale de tous les temps
In the interview Dr. Bernard Dalbergue talks about his surprise at how Marcia Angell, former head of the respected New England Journal of Medicine, left her job because she believed that the pharmaceutical industry manipulated the clinical research and controlled all the information that got to public attention. She, like many others, claimed that scientific studies that on the surface was described as objective and independent, was actually written by the pharmaceutical industry.
In the interview he also explains that each year between 18,000-30,000 die in France directly as a result of adverse reactions to pharmaceutical products and the figure for the whole of the EU is about 200,000. He explains that there are no clinical studies that will document the safety of a product, like Merck is trying to tell people in the case of Gardasil, it is only after millions of doses have been distributed that you will see how dangerous a product is. Therefore, he says without hesitation: “Gardasil will be the biggest scandal in medical history,” and he adds: “The full extent of the Gardasil scandal needs to be assessed. Everyone knew when this vaccine was released on the American market that it would prove to be worthless. Diane Harper, a major opinion leader in the United States, was one of the first to blow the whistle, pointing out the fraud and scam of it all.”
Dr. Bernard Dalbergue mentions another example of how the pharmaceutical industry has deceived the public; Mercks anti-inflammatory product, Vioxx, proved to have serious side effects, including cardiac arrest, and Merck used a lot of effort to conceal the more than 30,000 deaths due to side effects. Immediately thereafter, they started to develop a similar new product, called Arcoxia, where they just changed a few molecules, and while people still died from Vioxx, which at the time had been revoked, doctors began to prescribe the new and equally dangerous product. “Arcoxia is now being prescribed and approved, but it is extremely dangerous. It’s the same with Gardasil; it is useless and costs a fortune. In addition, decision makers at all levels are aware of it.” He recognizes that all vaccines have side effects, that all vaccines can cause guillain-barre syndrome, paralysis, mutiple sclerosis and acute disseminated encephalomyelitis, but when it comes to saving millions from smallpox and polio then it is a different matter: “I predict that Gardasil will become the greatest medical scandal of all times because at some point in time, the evidence will add up to prove that this vaccine, technical and scientific feat that it may be, has absolutely no effect on cervical cancer and that all the very many adverse effects which destroy lives and even kill, serve no other purpose than to generate profit for the manufacturers.” On the question of why Gardasil is not just withdrawn from the market, the answer is short: “There is far too much financial interest for these medicines to be withdrawn.”
Towards the end of the interview, Dr. Bernard Dalbergue draws a parallel between the pharmaceutical industry and the system we have built, to the political system in China: “In China, opponents are executed with a single shot of a bullet to the neck and executions are broadcast on television. Worse still, the victim’s families are made to pay for the bullet used. In my opinion, these 18,000 to 30,000 deaths by medicines are exactly the same – the patients are made to pay for the bullet which kills them.”
The story about Dr. Bernard Dalbergue has also been published in Le Monde and the article can be read via the link below.
Les pratiques du laboratoire pharmaceutique Merck en accusation

http://hpv-vaccine-info.org/gardasil-will-be-the-biggest-scandal-in-medical-history/

Monday, September 22, 2014

Thursday, September 18, 2014

ISIS OR ISIL

Tuesday, September 16, 2014

Wednesday, September 10, 2014

Putin on NATO


Putin: Western counties are trying to revive NATO by creating a crisis in Ukraine Vladimir Putin says Moscow has no intention of launching a new arms race, but will analyze potential threats and adequately respond to all security challenges. He announced that his country will focus on new strategic nuclear weapons, aerospace defenses and high-precision conventional weapons in face of recent threats. His comments come a week after a NATO summit decided to create a rapid reaction spearhead force to protect Eastern Europe from what it called “Russian bullying”. The crisis in Ukraine has plunged relations between Moscow and the West to its lowest level since the Cold War. Read more at http://www.liveleak.com/view?i=d83_1410384175#IWyEvD5HJLmdvQF2.99

Saturday, September 6, 2014

Tragic Aircraft Malfunction


http://www.liveleak.com/view?i=6f0_1409678247

Fighter Jet Crash in Libya
An Operation Dignity jet has crashed, killing its pilot and others, during a flyover at Tobruk Air Base.

NOTE> The authenticity of this video has not been validated, but appears to be supported by news text from a news outlet by the name of the Libya Herald.

In a cruel twist of fate, the plane crashed during a memorial ceremony for another pilot who died when his plane crashed, killing him, just four days ago. Both crashes are believed to be the
result of technical failures.

An Air Force officer at Tobruk airbase said the Mig jet crashed into a building as a result of the fault. There are reports that a young boy was also killed by the impact. It is not known if this is the full extent of the casualties.

The pilot killed int the accident this afternoon has been identified as Rafa Al-Farani. Farani was in his fifties and lived in Tobruk with his family. He was originally from Benghazi.

The crash took place during a service of remembrance for Air Force officer Ibrahim Al-Manifi who died on Saturday when his aircraft suffered a technical fault over Beida while flying from Tobruk to Benghazi.

Read more at http://www.liveleak.com/view?i=6f0_1409678247#tEU4hMD7uPej3SMH.99

Friday, September 5, 2014

Tuesday, September 2, 2014

Terrorists Can't Fly